Privacy Policy

This website is operated by Ashik N M, a freelance Full-Stack Developer based in Bangalore, India (ashikagumbe.com). References to "we", "us", or "our" in this policy refer to Ashik N M.

For any privacy-related questions, contact us at ashikagumbe@gmail.com.

We collect information in the following ways:

• Contact form: name, email address, and message content when you reach out to us.
• Payment information: when you pay for services or products, payment is processed by Stripe. We do not store your card number or full payment details — Stripe handles this directly.
• Usage data: pages visited, browser type, and general location (country/city) may be collected automatically to improve site performance.
• Cookies: see our Cookie Policy for details.

• To respond to enquiries and deliver agreed services.
• To process payments and issue receipts.
• To fulfil legal and tax obligations under Indian law.
• To improve site content and performance.

We do not sell, rent, or trade your personal data to third parties.

We use the following third-party services, each governed by their own privacy policies:

• Stripe — payment processing. stripe.com/privacy
• Vercel — website hosting and edge delivery.
• Groq — AI inference for the portfolio terminal feature. No personally identifiable information is sent to Groq.

• Contact enquiries are retained for up to 2 years.
• Transaction and invoice records are retained for 7 years as required by Indian tax regulations.
• You may request deletion of your data at any time (subject to legal retention requirements).

You have the right to:

• Access the personal data we hold about you.
• Request correction of inaccurate data.
• Request deletion of your data, where no legal obligation requires us to retain it.
• Withdraw consent at any time where processing is based on consent.

To exercise any of these rights, email ashikagumbe@gmail.com.

We take reasonable technical and organisational measures to protect your information. All payment data is encrypted and handled exclusively by Stripe via TLS. No payment card data ever touches our servers.

This policy is governed by the laws of India, including the Information Technology Act, 2000 and applicable rules thereunder. Any disputes shall be subject to the exclusive jurisdiction of courts in Bangalore, Karnataka.

We may update this policy from time to time. The "Last updated" date at the top of the page will reflect any changes. Continued use of our services after an update constitutes acceptance of the revised policy.